POST RETIREMENT
It is a daunting time when you are approaching retirement and you want to ensure you are making the right decisions with all the money you have accumulated in your pension funds from hard earned income over your working life. This money needs to last you for the rest of yours, and possibly your partner’s life so it is important to get these decisions right and you could be faced with a minefield of information and options. We can help you to see the wood for the trees and make informed choices for your future security.
PLANNING
For wealthier people, and self-employed professionals, of course, reliance on the state has never been a viable option, and personal saving, via pension plans and other investments, has always been essential to ensure a comfortable old age.
In recent years, caps on contributions, excessive charges, heavier taxation, financial scandals, and the corrosive combination of simultaneously falling stockmarkets and annuity rates have all taken their toll on retirement funds, and you may be concerned as to whether your existing provision remains adequate and is structured to best advantage. Alternatively, you may be confused about the merits of your various pension providers or unclear as to which of the available retirement income options is best for you.